The world's oldest bank gets its bailout after years of trouble, with the loans expected in February

Rosneft Said to Seek $13 Billion in Loans for Second TNK-BP Deal Bloomberg Rosneft is offering lower interest margins on the debt compared with the $16.8 billion of loans the Moscow-based company raised in December to pay for BP Plc (BP/)'s stake. Lenders will be paid 200 basis points more than benchmarks on the five- year ... See all stories on this topic »

Peru's 2012 Bank Loans Rise More Than 15%; Mortgage Loans Lead Fox Business The Central Reserve Bank of Peru said that overall loans to the private sector rose by 15.6% last year, with mortgage loans in Peru's booming real estate sector increasing by 26%. The strength in loans is expected to continue this year, with Peru's ... See all stories on this topic »

Bayport's New Unsecured Loans at 21-Month Low in South Africa Bloomberg The value of consumer loans not backed by assets surged 39 percent in the year through September to 140 billion rand, according to the Johannesburg-based National Credit Regulator. The loans accounted for 10 percent of consumer credit at the end of ... See all stories on this topic »

Chase tops $20B in small business loans Orlando Business Journal Chase provided $20.2 billion in small business loans in 2012, with the most significant growth in California, Florida, Louisiana, Nevada, Oregon and Washington. Cindy Barth: Editor- Orlando Business Journal: Email | Twitter. Chase provided $20.2 ... See all stories on this topic »

Payday Loans Online -- New Rapid Loan Checker Launched The Herald | HeraldOnline.com PaydayLoansOnline.net has launched a rapid loan checker service. The site has increased the speed of its matching capabilities to connect applicants with top payday loans online lenders. Applications can be made via the simple online form. See all stories on this topic »

Equity Loans LLC Closes Successful 2012 with 17 New Branch Locations ... Fort Mills Times Equity Loans LLC, a leader in the residential mortgage industry whose operations extend to more than 30 states, reported significant levels of corporate growth in 2012 with more than a 50 percent increase in loan production. Equity Loans opened 17 new ... See all stories on this topic »

ADB, World Bank extend loans to Myanmar UPI.com The ADB, headquartered in Manila, said the $512 million loan marked the resumption of its operations in Myanmar after about three decades and said Myanmar's re-emergence with key reforms in governance and the financial sector have progressed to a ... See all stories on this topic »

Workshop to outline SBA loans, programs nwitimes.com HAMMOND | The Hammond INnovation Center and the NWISBDC present their next lunch and learn workshop about SBA loans. The workshop will be from 11:30 a.m. to 1 p.m. Feb. 6 at the Hammond INnovation Center, 5209 Hohman Ave. The Small ... See all stories on this topic »

Global Fund Loans Vehicles to LISGIS AllAfrica.com Liberia: Global Fund Loans Vehicles to LISGIS. By Necus M. Andrews, 28 January 2013. The Global Fund to fight AIDS, Tuberculosis and Malaria through the Ministry of Health and Social Welfare has donated six Land Rover and Cross-Country jeeps to the ... See all stories on this topic »

Eco-car loans may drive up NPLs, leasing group fears The Nation The Thai Hire Purchase Association has raised concern over the level of non-performing loans in auto lending this year as it foresees NPLs rising in the eco-car segment, with new buyers potentially miscalculating future running costs. Isara Wongrung ... See all stories on this topic »

Bank of Italy approves €3.9bn loans for controversial bailout of Monte dei ... ForexLive (blog) The world's oldest bank gets its bailout after years of trouble, with the loans expected in February. The problems stemmed from a 2007 deal to buy a bank (Antonventa) from Santander for Eur 9bln which was widely seen to be heavily overvalued… More… See all stories on this topic »

Bad Credit Auto Loans Lender, Complete Auto Loans, Addresses the Importance ... Seattle Post Intelligencer Complete Auto Loans encourages consumers to make sure their vehicle is up to date this year, by providing auto loans that are always approved – even poor credit auto loans for people with bad credit. There are a couple of ways that vehicles should be ... See all stories on this topic »

RFM prepaying P1-b loans Manila Standard Today RFM Corp., a listed food and beverage company, said Monday it will prepay P1 billion worth of long-term loans after posting financial results in 2012. RFM said in a disclosure to the stock exchange it would use proceeds from the recent sale of its meat ... See all stories on this topic »

Qianhai cross-border loan scheme starts with 2b yuan South China Morning Post China kicked off its cross-border yuan loan scheme in Qianhai on Monday with Hong Kong-based banks signing some 2 billion yuan (US$321.5 million) in lending to mainland Chinese firms for 26 projects, a banker with knowledge of the matter told reporters. See all stories on this topic »

Unable to repay: But the FSA could rule that there has not been widespread mis ... This is Money The Financial Services Authority (FSA) is examining interest-only mortgages as the time approaches when large numbers of the loans sold during the credit boom become due for repayment. The FSA is due to report back in the first quarter of this year. See all stories on this topic »

A fix on home loans Hindu Business Line A Reserve Bank of India (RBI)-appointed panel's recommendation that banks offer home loans carrying fixed interest rates for at least 7-10 years, with a reset provision for the remaining tenure, deserves serious consideration. Currently, more than ... See all stories on this topic »

 

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Senators Introduce Legislation to Address Private Student Loans

Home-Equity Loans Heat Up Wall Street Journal Overall, the number of home-equity loans originated increased by 19% in the fourth quarter versus the same period a year earlier, according to Equifax's National Credit Trends Report, while home-equity-line-of-credit originations jumped by 13%. There ... See all stories on this topic » Wall Street Journal

Europe's Banks to Pay Some 3-Year Loans Early New York Times The cheap loans provided a life raft for the region's banking sector, which ran into difficulty in the Continent's debt crisis. During the period of uncertainty, financial institutions refused to lend to one another. Many feared the banks, particularly ... See all stories on this topic » New York Times

Loans for Fixer-Uppers CNBC.com The Federal Housing Administration's 203(k) program provides for loans that cover purchase and renovation costs for single-family homes and multi-families with up to four units. The total loan amount is based on the property's appraised value once the ... See all stories on this topic » CNBC.com

Senators Introduce Legislation to Address Private Student Loans Washington Monthly (blog) [Illinois Senator Dick] Durbin introduced the Fairness for Struggling Students Act, which would move the country back to pre-2005 standards and allow private student loans to be discharged in bankruptcy like any other loan. Federal student loans have ... See all stories on this topic »

Federal Rep: Businesses Eligible for Loans to Cover Sandy Losses Patch.com While Assemblyman Fred Thiele Jr. reminded Patch readers of the Jan. 28 deadline to apply for Federal Emergency Management Agency assistance for Hurricane Sandy damage, a federal representative of the U.S. Small Business Administration reminded a ... See all stories on this topic »

Business loans, grants still available through Herkimer Co. IDA Herkimer Evening Telegram Individual applicants will be eligible for grants up to $2,000 and matching loans up to $2,000 for businesses — which include agriculture businesses — that have been open for at least a year. Eligible businesses also must provide equity or capital of ... See all stories on this topic »

 

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Rossen Reports: Webcam hackers can spy on you in secret

By Jeff Rossen, Josh Davis and Robert Powell, TODAY Could predators be spying on you and your kids through your computer's webcam? Authorities say criminals are now able to hack in and watch your every move -- without you ever knowing it. We all do it: We use our computer, then we get distracted with something and just walk away. You forget the computer is still on. and the criminals are counting on it. Now they can access your webcam remotely, watching your most intimate moments from the kitchen to the privacy of your own bedroom. The worst part is, you'd never even know. Computer expert Jim Stickley of TraceSecurity showed us how easy it is. From thousands of miles away he broke into one family's laptop and turned on their webcam to view teen girls in their bedroom and in their dining room as the family ate dinner. "It took about three minutes" to hack into their system, Stickley told us. Stickley said such families are easy targets for webcam predators -- criminals like Luis Mijangos. Prosecutors say he was spying on more than 200 women through their webcams, even blackmailing some of them. He's now serving six years in prison. Rossen Reports: TV and furniture tipovers threaten kids "People who are victims generally have no idea that they are victims," Stickley said. "And suddenly, someone has naked photos of you?  Or something else?" we asked. "Suddenly you're all over the Internet," Stickley said. So we set up an experiment using the Siegel family of New Jersey. With dad Robert's permission, we had our expert hack into their computer. How'd he do it? He sent them an innocent-looking e-card with a virus. Rossen Reports: New device lets crooks crack many hotel locks "They click the little link in the card and as far as they're concerned, they're going to see little quacking ducks," Stickley explained. "In reality, I've also loaded a Trojan (horse) on their computer during that time." We told Corinne Siegel and the Siegel daughters, Chloe and Cassidy, that we were doing a general story about online security. They had no idea we were spying on them through their computer webcam. We told the girls to go upstairs. Then we let their mom in on the secret: "We actually recorded your family dinner, no one was in your house except you guys." "It's really creepy," Corinne said. "It's absolutely creepy....my girls are in their bedroom all the time.  I'm frightened for them." Rossen Reports: Extreme identity thieves live as you So we took it up a notch, having our expert hack into the webcam in her daughter's upstairs bedroom, where they were waiting with our producer. Imagine if it had been a predator spying on your kids. "I'm sick over it, actually," Corinne said as we watched. "I really am. It's upsetting to see this." Then we gave the girls a wakeup call. "It's scary," Chloe said when we explained our experiment. Read more investigative journalism from Rossen Reports "Someone could potentially be watching you, and this is where you feel most comfortable," Cassidy agreed. "I thought I was so safe the whole time, but clearly not," Chloe said. So how can you protect yourself? Number one: Leave your laptop closed when you're not using it. You can also put a piece of tape across the webcam lens. Secondly, don't open any emails from people you don't know. That includes clicking on those Facebook postings that say things like "Watch this incredible video!" Unless you trust the person posting, don't do it. Those random links are how the hackers gain access. The FBI says it's impossible to know how often hackers are spying on innocent victims. But keep in mind: one guy, like Luis Mijangos, often has hundreds of women he's watching at any time. Have an idea for a future edition of Rossen Reports? We want to hear from you! To send us your ideas, click here.

 

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The Passport version of the watch, which I reviewed, is tasteful but very plain

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Nigerian government to extend e-passport facility for Nigerians living abroad Biometric Update January 24, 2013 -. The Nigerian Minister of Interior, Abba Moro, has said the federal government plans to extend e-passport facilities to Austria, Portugal among other countries with resident Nigerians, Leadership reports. Moro made the during an ... See all stories on this topic » Biometric Update

 

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Gold Price Declines, Analysts Divided on Outlook International Business Times GOLD PRICE NEWS – The price of gold turned lower on Thursday amid widespread weakness in precious metals. The spot gold price fell by as much as $22.03, or 1.3%, to $1,664.27 per ounce in morning trading, but subsequently pared its losses on its way ... See all stories on this topic » International Business Times

What Could Go Wrong? And How Gold Will Benefit! Gold Seek Then listen to one of the premier financial intellects of our time – Jim Sinclair. He expects the price of gold will trade much higher than $3,500 per ounce. Read his thoughts at Jim Sinclair's MineSet. Are higher gold prices inevitable? Of course not ... See all stories on this topic »

Gold Price Rallies Most in Six Weeks, US Dollar Tumbles International Business Times Silver jumped in conjunction with the gold price, by $0.49, or 1.6%, to $30.87 per ounce. In doing so, the prices of gold and silver posted their largest single-day gains since November 6th and November 23rd, respectively. Furthermore, both precious ... See all stories on this topic » International Business Times

The Gold Rush That Changed Everything DailyFinance (press release) Within the first five years of the Gold Rush, an estimated 12 million ounces of gold were extracted from the Californian soil. Because the price of gold was fixed in dollar terms at $20.67 per ounce throughout the 1840s and 1850s, this amounted to just ... See all stories on this topic »

Gold's Bull-Run Seen Topping Out In 2013/14 Gulf Business News The survey of 37 analysts carried out by Reuters in January predicted an average spot gold price of $1,775 an ounce in 2013, 6.4 per cent higher than last year's average of $1,668, based on the Reuters nominal spot closing price. The average gold price ... See all stories on this topic »

 

 

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olice: 3 shot at Houston community college

 

By Jeff Black, Staff Writer, NBC News Three people were wounded Tuesday afternoon when gunfire erupted at a Houston-area community college, law enforcement officials said. Follow @NBCNewsUS Authorities confirmed at a news conference later that two "persons of interest" were involved and wounded in an altercation at the North Harris campus of Lone Star College. A maintenance worker at the college was also shot in the leg during the crossfire, said Maj. Armando Tello, acting sheriff for the Harris County Sheriff's Office. School officials say the worker, in his mid-50s, was in stable condition. Police said a fourth person, a female with a student ID, was transported from the scene to the hospital, for an unspecified "medical condition." Tello said police are not identifying the two "persons of interest," but noted that one had a student ID. No charges have been filed and no arrests have been made. The shooting happened outside in a courtyard between an academic building and a library, Richard Carpenter with the Lone Star College System said. Police were dispatched at 12:51 p.m. CT and were on the scene within two minutes, according to Tello. Police confirmed a handgun was involved, but could not provide more information because the incident remains under investigation. Several federal officials have said the incident was gang-related, but the exact nature of the relationship remained unclear. Authorities say the shooting at a Texas community college was the result of an altercation between two people. The school said on Twitter that the shooting occurred at about 12:31 p.m. Carpenter said the campus will reopen Wednesday. Live aerial video taken from NBC station KPRC-TV showed emergency crews moving two people on stretchers into ambulances. Police officers in SWAT gear were shown on the video entering buildings on the campus and bringing out students. A spokesperson for Ben Taub General Hospital confirmed to NBC News that two patients from the shooting had been treated there. A Houston Northwest Medical Center spokesperson said it had two patients from the Lone Star College incident. Neither hospital would release more information about the patients. Witness Amanda Vasquez told KPRC she was in English class with about 25 other students when she heard shots fired, she thought in the hallway. She said she got under her desk, while other students ran out of the classroom.  "We closed the door and we put the table against the door," Vasquez said. "And we were hiding and I was just trying to call my mom to let her know I was OK." Police came in after about 30 minutes and said they could come out, she said. Jed Young, a spokesman for the college system, told The Associated Press that a "shelter-in-place order" was issued at the college due to reports of a shooter on campus. Students, faculty and staff were advised by the college website to take immediate shelter where they were. The school later said it was on lockdown.  Lone Star College is a community college system based in the Houston region and has six campuses associated with it. Lone Star's North Harris campus is 20 miles north of Houston in unincorporated Harris County. The campus has roughly 19,000 students. According to the Lone Star College website, weapons are not allowed on the campus. The school offers firearm safety courses through its Second Amendment Academy. NBC's Pete Williams, Jonathan Dienst, Vignesh Ramachandran and Matthew DeLuca contributed to this report.

 

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